Question 1

What is the maximum loan amount under this scheme?

Accepted Answer

The loan covers up to 100% of the solar system cost, with a maximum limit set by the bank (usually PKR 6-10 lakhs).

Question 2

Do I need to have a bank account with NBP?

Accepted Answer

Yes, applicants must have or open a current/savings account at NBP.

Question 3

Can I apply if I have an existing loan?

Accepted Answer

Yes, but your debt-to-income ratio must be within the bank’s acceptable limits.

Question 4

What happens after the 2-year fixed markup ends?

Accepted Answer

Standard variable rates by NBP will apply based on market conditions.

Question 5

How long does approval take?

Accepted Answer

Approval typically takes 7-14 working days, depending on document verification.

Solar

National Bank Of Pakistan (NBP) Roshan Ghar Solar Finance: complete guide