Apply for Punjab Livestock Card – Get Loan for Animals
The CM Punjab Livestock Card 2025 is a visionary initiative introduced by Chief Minister Maryam Nawaz Sharif to support livestock farmers in Punjab. With the goal of strengthening rural economies and ensuring food security, this scheme offers interest-free loans to small-scale farmers, enabling them to buy animal feed, mineral mixtures, silage, and other essentials for calf and buffalo fattening. Farmers can access up to PKR 270,000 per cycle, repayable in easy installments, with a grace period to allow smooth repayment. Spread across three implementation phases, this card is expected to benefit over 80,000 farmers and improve the health and productivity of nearly 400,000 animals in Punjab. It’s not just financial aid—it’s a structured effort to transform agricultural livelihoods.
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Phase-wise Implementation of the CM Punjab Livestock Card
The CM Punjab Livestock Card 2025 is being rolled out in three key phases, each designed to scale up support while improving implementation efficiency across the province.
Phase 1
In Phase 1, registrations began on November 5, 2024, with field-level oversight from veterinary centers and mobile teams. Around 10,000 to 20,000 farmers were targeted initially, with a focus on covering nearly 100,000 animals. Interested applicants submitted their CNIC details via SMS or registered directly at livestock offices. Loans worth PKR 135,000 to PKR 270,000 were offered, to be repaid within five months, including a one-month grace period.
Phase 2
Phase 2 shifted focus towards farmers who had faced issues during the first round, such as incomplete documentation or distant locations. This phase prioritized South Punjab, especially widows, divorced women, and other vulnerable groups. In addition to financial assistance, eligible participants received free livestock and training in animal care to ensure better results. Importantly, earlier applicants did not need to reapply; they were automatically considered in the verification process.
Phase 3
Phase 3 represents the scale-up of the entire program. Scheduled to run from Q4 2024 to Q3 2025, this phase aims to reach up to 80,000 farmers and support the feeding of around 400,000 animals. In Year 2, the program is expected to expand further, targeting up to 60,000 new farmers and helping them finance and maintain over 300,000 animals. This continued expansion highlights the government’s commitment to long-term agricultural development and inclusive rural growth.
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Who is Eligible for the CM Punjab Livestock Card?
To ensure that the CM Punjab Livestock Card reaches deserving and genuine livestock farmers, the government has outlined a clear set of eligibility criteria. These conditions not only ensure transparency but also help in targeting smallholders who need financial support the most.
Eligibility Requirements:
- Must be a resident of Punjab with a valid CNIC
- Must have a mobile SIM registered in their own name
- Should own 5 to 10 male calves (buffaloes or cattle)
- Must be registered in the SPMS-9211 livestock database
- Should have no loan defaults or negative credit history
- Must pass NADRA, CIB, and AML screenings
By filtering participants through these standards, the program aims to maintain accountability and ensure that support goes directly to those committed to ethical and productive livestock farming.
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Loan Features and Benefits at a Glance
The CM Punjab Livestock Card offers a powerful combination of financial relief, accessibility, and structured repayment to empower farmers without burdening them with long-term debt. Designed specifically for livestock feeding and fattening, the loans are interest-free, making them highly accessible to rural farmers who often lack access to commercial bank credit.
Key Features of the Loan:
- Loan Amount: Up to PKR 270,000, based on the number of animals
- Per Animal Allocation: PKR 27,000 per calf
- Usage: To purchase animal feed, Wanda, silage, and mineral supplements
- Source: Supplies must be purchased from registered dealers linked with Bank of Punjab
- Repayment Time: 4 months repayment + 1-month grace period
Beyond financial assistance, the program also promotes sustainable livestock practices by providing access to better nutrition, reducing mortality, and improving weight gain among animals. This translates into higher profits for farmers and contributes to food security in Punjab.
How to Apply for the Livestock Card
Applying for the CM Punjab Livestock Card is a simple and accessible process, designed to reach farmers even in remote areas of the province. The government has ensured multiple channels for registration to make it convenient for all eligible applicants.
Two Ways to Apply:
- Via SMS:
Send an SMS in the format:PLC <space> CNIC
to 8070 - Offline Registration:
Visit any of the following:- Veterinary hospitals
- Tehsil livestock offices
- Mobile veterinary units
Once approved, farmers are issued a Livestock Card linked with their loan details. With this card, they can begin making purchases from authorized feed dealers, who are connected with the Bank of Punjab’s network.
For more details and updates, visit the official portal:
livestock.punjab.gov.pk
Conclusion
The CM Punjab Livestock Card 2025 stands as a bold and thoughtful step toward building a stronger, more self-reliant agricultural economy in Punjab. By offering interest-free loans, targeted support, and structured repayment options, the scheme directly addresses the financial struggles of small-scale livestock farmers. But more than just a loan, it’s a holistic support system that enables rural communities to grow, generate income, and contribute meaningfully to the province’s food supply chain.
With its phased implementation, focus on vulnerable groups, and integration of technology for transparency, this initiative reflects a deep understanding of ground realities. It not only provides short-term relief but also lays the foundation for long-term rural development. As the program expands into its second and third phases, thousands more farmers will gain the tools they need to improve livestock health, boost incomes, and secure better futures for their families.
In essence, the Livestock Card is not just a policy—it’s a promise of progress, inclusion, and hope for Punjab’s hardworking farming community.
