National Bank Of Pakistan (NBP) Roshan Ghar Solar Finance: complete guide
The need to convert to solar energy is no longer a luxury, as prices of electricity increase and environmental awareness and concerns rise as well. Roshan Ghar Solar Finance was a scheme launched by National Bank of Pakistan (NBP) in order to empower homeowners to install solar energy more cost-affordably. This scheme is currently the most competitive solar financing scheme in Pakistan with a mark-up of only 12.49 percent in 2 years.This guide will give a stepwise process of the application in the NBP Roshan Ghar Solar Finance .How to be eligible and the advantages.
What is the NBP Roshan Ghar Solar Finance
One of the solar panel financing schemes targeting the residential market is NBP Roshan Ghar Solar Finance. Either you need to go off-grid or you simply need a lower bill, it will help you purchase and install a solar system without losing your savings.
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Key Features Of NBP Roshan Ghar Solar Finance
Here Are some Key features of NBP Roshan ghar Solar Finance
- Affordable Financing – Low-interest loans for solar panel installation.
- Government Support – Subsidies and incentives available.
- Flexible Payment – Loan term up to 5 years.
- Energy Independence – Significantly reduce electricity costs.
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Loan features At a Glance
| Feature | Details |
| Loan Type | Islamic & Conventional financing |
| Markup Rate | 12.49% fixed for 2 years |
| Repayment Tenure | Flexible terms up to 10 years |
| Down Payment | As low as 15% |
| Financing Range | Up to PKR 5 million |
| Panel Vendors | Certified solar vendors only |
Eligibility Criteria For NBP Roshan Ghar Solar Finance
Before applying, make sure you meet the following criteria:
- Residential Consumers : Only homeowners can apply.
- Valid CNIC : Must be a Pakistani citizen.
- Stable Income : Proof of income (salaried or business person).
- Good Credit History : No major defaults on previous loans.
- Property Ownership : Must own the house where the solar system will be installed.
Application process For NBP Roshan Ghar Solar Finance
1. Choose an Approved Solar Vendor
Only SBP-approved vendors are eligible under this scheme. Check the State Bank’s official list before selecting a supplier.
2. Get a Solar System Quotation
Request a detailed cost estimate from the vendor, including:
- Solar panels
- Inverter
- Batteries (if required)
- Installation charges
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3. Visit the Nearest NBP Branch
Submit the following documents:
- Copy of CNIC
- Recent electricity bills
- Vendor’s quotation
- Proof of income (salary slips or business documents)
- Property ownership proof
4. Loan Approval & Disbursement
Once approved, NBP will disburse the loan directly to the vendor. The solar system will be installed at your home.
5. Repayment Process
Repayments start after a grace period (usually 1-3 months). You can pay in monthly installments over 3 to 5 years.
Benefits Of NBP roshan ghar Solar Finance
- Lower Electricity Bills : Solar energy reduces dependency on the grid.
- Eco-Friendly Solution : Reduces carbon footprint.
- Long-Term Savings : One-time investment with years of benefits.
- Government Backing : Secure and reliable financing.
FAQ for NBP Roshan Ghar Solar finance
Conclusion
NBP Roshan Ghar Solar Finance is more than just a loan, it’s a great investment in your future. With rising electricity tariffs and increasing environmental concerns, solar energy is the need of the hour. And thanks to NBP, it’s now within your reach. Take the first step towards energy independence, financial savings, and a greener Pakistan. Visit your nearest NBP branch or apply online today.
